• Foreclosure, Short Sale, BK

  • Borrower's Eligibility after Short sale, Bankruptcy, and Foreclosure

    Conventional Loans 

    • Chapter 7 Bankruptcy 4 years seasoning
    • Short Sale requires 4 years seasoning 
    • Foreclosure Sale requires 7 years seasoning

    FHA 

    • Chapter 7 Bankruptcy 2 years seasoning
    • Short Sale requires 3 years seasoning 
    • Foreclosure Sale requires 3 years seasoning

    VA Loans 

    • Chapter 7 Bankruptcy 2 years seasoning
    • Short Sale requires 2 years seasoning 
    • Foreclosure Sale requires 2 years seasoning